Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.