Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? 9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan.